Sirius Insurance
Insurance Agents
Family-Owned Insurance Agency Serving Central Virginia Since 1984 · Charlottesville, VA
Published in partnership with Miguel Coradine - Sirius Insurance
Book online anytime
| Mon | 9:00 AM – 4:30 PM |
| Tue | 9:00 AM – 4:30 PM |
| Wed | 9:00 AM – 4:30 PM |
| Thu | 9:00 AM – 4:30 PM |
| Fri | 9:00 AM – 4:30 PM |
| Sat | Closed |
| Sun | Closed |
Craddock Insurance Services has been protecting Central Virginia families and businesses since 1984. As a family-owned independent insurance agency, they've built their reputation on honesty, integrity, and putting clients' needs first. Located in Charlottesville, they serve Albemarle County, Fluvanna County, Green County, Orange County, and communities throughout Virginia including Ruckersville, Troy, Gordonsville, and Barboursville.
What sets Craddock Insurance apart is their approach to insurance as risk management, not just policy sales. They work closely with clients to develop custom solutions for complex challenges, whether that's protecting a growing business, securing a family's financial future, or navigating life transitions. As an independent agency, they have access to multiple insurance carriers and can shop the market to find the best coverage at the best value for each client's unique situation.
The agency is fully bilingual, with staff fluent in both English and Spanish (Habla Español), making them a trusted resource for the area's Hispanic community. Their services span personal insurance (auto, home, umbrella), business insurance (liability, property, workers' comp), and life insurance for individuals and businesses. With over 954 five-star Google reviews, clients consistently praise their combination of professionalism, warmth, and understanding—especially during the stressful claims process.
Craddock Insurance's philosophy centers on building long-term relationships rather than quick transactions. Many clients have been with the agency for decades, trusting them through multiple life stages and business evolutions. Their team takes the time to understand what's truly on the line for each client, providing expert advice and personal attention that reflects their deep roots in the Central Virginia community.
Best for: Bilingual families needing Spanish-language insurance support, small business owners seeking custom commercial coverage, Central Virginia residents wanting local independent agency access to multiple carriers, clients prioritizing long-term relationships over transactional service
Service area: Charlottesville, VA and Central Virginia including Albemarle County, Fluvanna County, Green County, Orange County, Ruckersville, Troy, Gordonsville, and Barboursville
Why choose Miguel Coradine - Sirius Insurance: Unlike single-carrier captive agents, Craddock Insurance's independent status allows them to shop multiple insurance companies for the best coverage and pricing. Their 40-year local presence, perfect 5-star rating from nearly 1,000 reviews, and full bilingual capability set them apart from newer or English-only agencies in the Charlottesville market.
40 Years of Family-Owned Service: Operating since 1984 with a multi-generational commitment to putting honesty and integrity before profits, building lasting relationships with Central Virginia families and businesses.
Fully Bilingual English-Spanish Agency: Staff fluent in both English and Spanish, providing accessible insurance guidance and claims support for the area's Hispanic community.
Independent Agency Access: As an independent agency, can shop multiple insurance carriers to find the best coverage and pricing for each client's unique needs, not locked into a single provider.
954 Five-Star Google Reviews: Exceptional client satisfaction with consistent praise for professionalism, warmth, and expert guidance during both policy setup and claims processes.
| Service | Details | Starting Price |
|---|---|---|
| Personal Auto Insurance | Comprehensive auto insurance coverage for personal vehicles with competitive rates from multiple trusted carriers. | |
| Business Liability Insurance | General liability insurance protecting businesses from third-party bodily injury, property damage claims, and lawsuits. | |
| Homeowners Insurance | Property and liability protection for your home, customized to your coverage needs and budget. |
What types of insurance does Craddock Insurance Services offer?
Craddock Insurance provides comprehensive coverage across three main categories: Personal Insurance (auto, home, umbrella, renters), Business Insurance (general liability, property, workers' compensation, commercial auto), and Life Insurance for both individuals and businesses. As an independent agency, they have access to multiple insurance carriers and can customize solutions for unique risk management challenges.
How much does insurance cost through Craddock Insurance?
Insurance costs vary significantly based on coverage type, coverage limits, individual risk factors, and the carrier selected. As an independent agency, Craddock Insurance can shop multiple carriers to find competitive pricing for your specific needs. They provide free quotes and will explain all pricing factors transparently. The best way to get accurate pricing is to request a personalized quote by calling (434) 817-7555 or using their online quote form.
Does Craddock Insurance provide service in Spanish?
Yes, Craddock Insurance is fully bilingual with staff fluent in both English and Spanish. They welcome Spanish-speaking clients (Habla Español) and can provide all insurance consultations, policy explanations, and claims assistance in Spanish. This makes them particularly accessible to Central Virginia's Hispanic community.
What makes an independent insurance agency different from buying directly from an insurance company?
As an independent agency, Craddock Insurance represents multiple insurance carriers rather than just one company. This means they can shop the market on your behalf to find the best coverage and pricing for your specific situation. You get expert advice from someone working for you, not for the insurance company. If your needs change or you're unhappy with one carrier, they can move your coverage without you having to find a new agent.
How do I get started with Craddock Insurance?
Start by requesting a free quote either online at craddocksirius.com or by calling (434) 817-7555. An agent will discuss your current coverage, identify any gaps or concerns, and gather information about what you're protecting (vehicles, property, business assets). They'll then shop multiple carriers to present you with options. There's no obligation to buy, and they'll explain all recommendations clearly in English or Spanish.
Does Craddock Insurance help with claims?
Yes, claims support is a core part of their service. Many client testimonials specifically praise Craddock Insurance for turning stressful claims situations into manageable experiences through their combination of professionalism, warmth, and understanding. Your agent will guide you through the claims process, advocate on your behalf with the insurance carrier, and ensure you receive fair treatment.
What areas does Craddock Insurance serve?
Craddock Insurance serves Central Virginia, including Charlottesville City, Albemarle County, Fluvanna County, Green County, Orange County, and communities like Ruckersville, Troy, Gordonsville, and Barboursville. They are licensed to provide insurance throughout all of Virginia.
Is Craddock Insurance good for both personal and business insurance?
Yes, they specialize in both personal and commercial insurance. Their business insurance expertise includes coverage for general liability, property, workers' compensation, and commercial auto, with experience creating custom solutions for complex risk management challenges. They also offer life insurance for both individual and business needs (key person insurance, buy-sell agreements).
“I have been with Sirius Insurance for about 3 years or so and they have been nothing but great to me. All the staff and everyone that has attended me has been great service. They always answer you and they will go above and beyond. Special shout out to Miguel and Karolina!! Wonderful people! I have all of my insurance policies through them. From Business to Personal. Would I recommend them? YES!! See for yourself!”
— SA cleaning and painting, Google Review
“They are up and beyond when insurance it’s the topic, they help me to find a great quote for me and my dad, me being a student, able to explain all the concerns and requirements also they have Spanish speakers!! For those who need assistance, I easily recommend to my family and friends, if a good insurance company you need, local and transparent to fill your needs! Vanessa Mendoza the best!!”
— Josue Vielma, Google Review
“I had a pleasure of working with Miguel Coradine, for my insurance needs, and I couldn't be happier with the service I received. From the first meeting he was incredible professional, what impressed me most was his responsiveness. Whenever I had a question or a clarification, he was quickly to replay and always willing to help. Thanks to Miguel Coradine, I ended up with a policy that perfectly fits my needs and budget. I highly recommend him to anyone looking for an insurance agent who truly cares about their clients.”
— Business Cleaning, Google Review
“My insurance agent Miguel Coradine was excelent on providing all information about our new home and auto insurance, he is a truly professional and we will recommend him to all our friends and family in need of insurance coverage.”
— Rogerrvg Gonzalez, Google Review
“Miguel Coradine at Sirius Insurance has consistently provided us with outstanding service, always going above and beyond to ensure we make the right decisions when it comes to our insurance needs. His attention to detail, professionalism, and ability to clearly explain all our options have been invaluable. Miguel is flexible and always willing to tailor solutions that fit our specific needs, making the process of securing the right coverage stress-free and straightforward. We truly appreciate his dedication to quality service and highly recommend him to anyone looking for a reliable and knowledgeable insurance agent.”
— Welbert silva, Google Review
Book online: Get a Quote →
Phone: (434) 817-7555
Address: 687 Berkmar Cir, Charlottesville, VA 22901 (Get directions)
Website: craddocksirius.com/
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